Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     


Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
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1719 Route 10 East, Suite 105 Parsippany, NJ 07054
Phone: (973) 287-3557 Fax: (973) 270-0377
kang_paisu@nlvmail.com

Securities and investment advisory services are offered solely through registered representatives and investment adviser representatives of Equity Services, Inc., Member FINRA/SIPC. A Broker/Dealer and Registered Investment Adviser, 733 3rd Ave. 2nd Floor, New York, NY 10017  (212) 661-1600. American Financial Alliance,Inc is independent of Equity Services, Inc.

Pai-Su Kang is a Registered Representative and Investment Advisor Representative of Equity Services, Inc. and offers securities in New Jersey, New York, California, Nevada, Maine, and Pennsylvania. Pai-Su Kang is insurance-licensed in New Jersey, New York, Nevada, Maine, and Pennsylvania.

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