Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
www.YourFinancialAdvisers.com
1719 Route 10 East, Suite 105 • Parsippany, NJ • 07054
Phone: (973) 287-3557 • Fax: (973) 270-0377
• kang_paisu@nlvmail.com

Securities and investment advisory services are offered solely through registered representatives and investment adviser representatives of Equity Services, Inc., Member FINRA/SIPC. A Broker/Dealer and Registered Investment Adviser, 733 3rd Ave. 2nd Floor, New York, NY 10017  (212) 661-1600. American Financial Alliance,Inc is independent of Equity Services, Inc.

Pai-Su Kang is a Registered Representative and Investment Advisor Representative of Equity Services, Inc. and offers securities in New Jersey, New York, California, Nevada, Maine, and Pennsylvania. Pai-Su Kang is insurance-licensed in New Jersey, New York, Nevada, Maine, and Pennsylvania.

CFP® and CERTIFIED FINANCIAL PLANNERTM are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.


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